Pay-Per-Mile Car Insurance
Experience a new way to save on car insurance by paying only for the miles you drive. It’s transparent, fair, and perfect for those who drive less.
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Easy Steps to Start Saving
Step 1: Select Your Coverage
Begin by choosing the coverage that best fits your lifestyle and driving habits.
Step 2: Pay a Low Base Rate
Secure your car with a low base rate that keeps it insured even when parked.
Step 3: Pay Per Mile Driven
Only pay for the miles you actually drive, making it a cost-effective solution for infrequent drivers.
Discover the Benefits
How Pay-Per-Mile Insurance Works
Choose Your Coverage
Select from a variety of coverage options tailored to your needs, just like traditional insurance policies.
Pay a Low Base Rate
Keep your vehicle insured at all times with a minimal base rate, even when it’s not in use.
Pay Per Mile Driven
Enjoy the flexibility of paying only for the miles you drive, making it ideal for low-mileage drivers.
Transparent Billing
Our billing system is straightforward with no hidden fees or surprise charges, ensuring peace of mind.
No Tracking Apps Required
Unlike other insurers, we don’t require intrusive tracking apps, preserving your privacy.
Flexible Plans
Choose month-to-month plans without the hassle of long-term contracts, giving you freedom and control.
Who Should Consider Pay-Per-Mile Insurance?
If you drive less than 800 miles a month, work from home, or use public transit frequently, Pay-Per-Mile Insurance is ideal for you.
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Some drivers prefer a more flexible option like pay as you go auto insurance.
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If you drive very few miles per month, low mileage auto insurance may offer even lower rates.
Why Choose Pay-Per-Mile Over Traditional Insurance?
Pay-Per-Mile Insurance offers a straightforward and transparent pricing model, making it superior to traditional insurance plans. Here’s how it compares:
Pay-Per-Mile Plan
Transparent Pricing
No Behavior Tracking
Flexible Contracts
Cost Based on Usage
Privacy Focused
No Hidden Fees
Traditional Insurance
Complex Pricing
Behavior Tracking Required
Long-Term Contracts
Flat Rate Regardless of Usage
Potential Privacy Concerns
Possible Hidden Charges
Common Questions About Pay-Per-Mile Insurance
Here are some answers to frequently asked questions about our Pay-Per-Mile Insurance plan.
Do I Need a Tracker for Pay-Per-Mile Insurance?
Not necessarily. While some plans may require a tracker, we offer options that use odometer check-ins for added convenience.
Is Pay-Per-Mile Insurance More Affordable?
For drivers who cover fewer miles, this insurance model is often more cost-effective than traditional plans.
What Are The Benefits for Low Mileage Drivers?
Low-mileage drivers enjoy significant savings, as they are charged based on actual usage rather than a flat rate.
How Is My Monthly Payment Calculated?
Your payment consists of a low base rate plus a charge for each mile driven, ensuring you only pay for what you use.
What Happens If I Drive More Than Expected?
If you drive more than anticipated, your costs will adjust accordingly, but you’ll still benefit from competitive per-mile rates.
Can I Switch Back to Traditional Insurance?
Yes, you can switch at any time if you find that a traditional plan better suits your needs.